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health insured
Health insurance is an essential form of insurance that covers medical costs in the event of illness. In Germany, citizens with a certain income can choose between statutory health insurance (GKV) and private health insurance (PKV). Both offer different benefits and advantages.
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Comprehensive health insurance guarantees access to high-quality medical care and protects against financial burdens in the event of illness or accident.
Private health insurance
Private health insurance offers personalised healthcare with flexible benefits and additional options such as a single room in hospital or treatment by the head physician. In contrast to statutory health insurance, policyholders can often enjoy faster medical appointments and more comprehensive medical care. Private health insurance is aimed at the self-employed, high-earning employees and civil servants who value personalised service and extended benefits.
Supplemental health insurance
Supplementary private health insurance supplements the benefits of statutory health insurance and offers additional cover for specific health needs such as dentures, visual aids or alternative treatments. It gives policyholders access to high-quality medical care and improves comfort in the event of illness. With individually selectable modules, policyholders can customise their insurance cover to their personal needs and benefit from extended benefits.
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